Health Insurance Assistance for Your Lower Income Employees


The following was provided by the Indiana Family and Social Services Administration:

HIP Employer Link is the state of Indiana’s program to help your eligible workers with their health insurance costs. Once your company is enrolled, for free, eligible employees can then sign up to receive assistance towards their employer-sponsored insurance premium and deductible throughout the insurance year.

How It Works: When an employee enrolls in HIP Employer Link and your health plan, you continue to deduct their health insurance premium from their pay. Each month, before the cost is deducted, HIP Employer Link sends the employee a pre-payment check for the amount of the deduction, minus a small monthly contribution of 2% of the employee’s household income.

Employee Eligibility: Eligible employees are Indiana residents, aged 19-64, who earn 138% of the Federal Poverty Level (FPL) or less, and who are eligible for an enrolled employer’s insurance plan. For instance, the income limit for a household of four (either two parents and two children, or one parent and three children) is just over $34,000. For a household of two, the income limit is just over $22,000.

The program is free to employers and requires very little time on your part. Signing up your organization is simple with the online application and a quick upload of insurance plan documents. Employers are only responsible for verifying the employment of any enrollees; the state of Indiana is responsible for income verification. You can learn more about the program by visiting http://hipemployerlink.in.gov.


ChamberCare Solutions from the Indiana Chamber
Indiana Chamber members also have access to a full range of high-quality group insurance plans and options through the ChamberCare Solutions program, a partnership between the Chamber and Anthem Blue Cross and Blue Shield that has served thousands of Chamber members for the past fourteen years. Retain your valuable employees, attract new talent and take advantage of significant savings with the right plan for your business’ unique needs and preferences. Ask your insurance agent, or contact us at (317) 264-6858 or membership@indianachamber.com for questions and additional details. 

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